👋 Welcome!

You’re about to experience what it’s like to have a real credit card — without the risk. This simulation will teach you how credit works, how your score changes, and how to build healthy financial habits.

 

 

✅ Step-by-Step: What You’ll Do

1. Log Into Your Dashboard

• Go to the website link your teacher or mentor provided.

• Log in with your student account.

• If it’s your first time, click Sign Up and use your school email.

 

 

2. View Your Mock Credit Card

• Once logged in, go to the Dashboard page.

• You’ll see:

  • Your mock credit card

  • Your credit limit (e.g. $500)

  • Your current balance

  • Your credit score (starting around 680)

 

 

3. Use Your Credit Card (Simulated)

• You’ll have buttons like:

  • Charge $100

  • Make Payment

  • Skip Payment

• Click to simulate real-life decisions.

• Your actions will affect your balance and credit score.

 

 

4. Check Your Transaction History

• Go to the Transactions page to view all your activity:

  • Purchases

  • Payments

  • Fees (if any)

• This is like a real credit card statement.

 

 

5. Watch Your Credit Score Change

• Your credit score will increase or decrease based on how well you manage your account.

• Good habits = higher score. Missed payments or overspending = score drop.

• Try to keep your score above 700 by the end of the simulation.

 

 

6. Ask Questions

• If something is confusing, ask your instructor or mentor.

• This is your space to learn — mistakes are part of the process.

 

 

🏆 Rewards (Optional)

• There may be rewards or prizes for students with the best credit scores or most improved habits!

• Details will be shared by your program leader.